JDA Housing Down Payment Assistance Program
The purpose of the JDA Housing Down Payment Assistance Program is to encourage the construction and purchase of single-family homes in McKenzie County by providing down payment financial assistance to homebuyers in McKenzie County who will make the purchased home their primary residence for at least five years. $4 million has been allocated towards the program-with not more than $1,300,000 to go towards existing home applications. As of August 5, 2025:
| # of housing applications approved | Funding allocated to approved applications | Funding remaining | |
| Existing Homes | 46 | $672,050 | Up to $627,950 |
| New Homes | 30 | $1,190,135 | $1,509,865 |
- Program Parameters
- Existing Home Application
- Newly-Constructed Home Application
- Agreement
- Declaration of Lien Interest
- JDA Disclosure
- Obligation Letter
For more information, contact Daniel Stenberg at 701-444-8856.
FAQs
Please refer to the above-linked Program Parameters for complete details.
Here are a few of the frequently asked questions we have been receiving about this program:
- Is this for first-time homebuyers only? No, this program can be utilized by both first-time homebuyers as well as those who have already owned a home. Just note that the applicant must commit to living in the home for five years.
- Is there an income requirement? No, there is no income (minimum or maximum) requirement, but an applicant must be pre-approved by a financial institution before applying to this program.
- Can this be used with other down payment assistance programs? Yes, programs like ND Housing Finance Agency’s down payment assistance program can be used alongside this one.
- Can this program be utilized if the applicant is paying cash/not using a lender for the home purchase? No, permanent financing from a financial institution is required.
